Which financial regulatory reforms promote economic prosperity? And why do societies find it so difficult to create financial systems that are both efficient and stable? The Working Group on Financial Regulation convenes an interdisciplinary network of scholars from economics, finance, law, political science, and history. Our goal is to spur research addressing these pivotal questions and disseminate the findings to the research community, policymakers, and the wider public.

Conferences of the Working Group on Financial Regulation
Banks and Beyond

Banks and Beyond

The Hoover Institution hosts Banks and Beyond on April 3-42025

This conference will explore the implications of the rapid expansion of private credit markets and the growth of technologically advanced non-bank financial intermediaries (NBFIs) for the efficiency and stability of the U.S. financial system. What effects have they had on the allocation of credit to firms and households? What effects have they had on the efficiency of the payments system? Are they substitutes for, or complements to, the traditional banking sector? Do they increase or decrease the need for deposit insurance and supervision? Should they be regulated and supervised, and if so, how?

Much Money, Little Capital, and Few Reforms: The 2023 Banking Turmoil

Much Money, Little Capital, and Few Reforms: The 2023 Banking Turmoil

Leading experts in financial regulation from the Hoover Institution and the Centre for Economic Policy research share insights on what factors precipitated the turmoil the banking system experienced in 2023.

Financial Regulation Research

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